AllState Title News

Q. If a consumer writes a statement specifically waiving their right to the three-day review is there a provision to allow for this?

TITLE TRIDbits Volume 5 How do I handle the situation if the consumer states that they never received the Closing Disclosure (CD)? Simply call the lender and tell them the consumer states that they did not receive the CD in advance and then inquire if the lender would like you to proceed. Remember, if the […]

Title Tidbits

Q. The land in question was tidelands claimed however the State had issued a grant to a prior owner. The description in the deed from the seller to our proposed insured only covers the upland; the property covered by the grant is not included in the description. Does the grant area automatically pass with the deed to the upland?

TITLE TRIDbits May 2014 Q. The land in question was tidelands claimed however the State had issued a grant to a prior owner. The description in the deed from the seller to our proposed insured only covers the upland; the property covered by the grant is not included in the description. Does the grant area […]

CFPB rules go in effect October 1

Let us be the resource you rely on to ensure you are prepared for the upcoming CFPB changes. August 1, 2015 the Real Estate industry is making the transition to the new Loan Estimate and Closing Disclosure, mandated by the Consumer Financial Protection Bureau (CFPB) which was enacted to make it easier for consumers to […]